My mom was initially approved for skilled nursing at a nursing/ rehab facilitiy in Mississippi. After being there less than a wk, she went back in the hospital for a ms. When she was ready to be discharged, her Medicare advantage plan would no longer give authorization for skilled nursing becuz my moms condition deteriorated and she stopped walking. They said, she needed long term care and we were forced to do a Medicaid app. After another hospital stay, my mom miraculously started walking a little again but they won't switch her back to skilled nursing. Medicaid is now asking for a copy of the deed to my moms house that she doesn't own yet. She had a rent to own agreement which she agreed to pay the taxes on the house until house is paid for. She has 12 ms left to pay off the house. I am planning to take my mom out of the nursing home within the next 2 ms to bring her back to live closer to me. I live 20 hrs away from her. If we give them a copy of the deed and then take her out of the nursing home within 60 days, will she be in jeopardy of losing her house to Medicaid when she still won't own it at that time.
To be on Medicaid Mom can only have so much in assets and there is an income cap. If she gets Social Security disability that will need to go towards her care. There will be no money to pay the rent or upkeep on a house. You need to figure out who actually owns this house. You do not want to put it on the application if the deed is not in her name. She may just have to let the house go. No way she will be able to keep it up if on Medicaid.
I have a feeling that your Mom was in Rehab. No Medicare Advantage or Medicare pays for longterm care in a facility. And they were correct in not paying for further Rehab if Mom could not participate in PT.
Medicaid will take at least 3 months to process an application. You will need 5 years of bankstatements and other info. Talk to her landlord concerning the deed. Mom may not get a deed until she completes their contract. It will be like a house closing? So for now, she is just a renter. She has no house.
Medicaid does not go over State boarders. You will go thru all this now, and have to do it all again. Is there no way someone can care for Mom now? Or get her to Miss. now.
IMO this house will be an albatross. If Mom does not legally own it, I would just let it go. Chalk up the rent as such rent. She will never live in it again.
You will simply supply whatever information to them with an attachment, that you supplied to us and you will tell them that she is doing a rent to own agreement, just as you told us.
I am uncertain who helped to fill out her applications, but the answer to "do you own a home" would have been "no" and you would have put in an attachment with a copy of the rent to own agreement.
At the end you will figure all this out, the executor of the remaining estate or the administrator, with a probate attorney. Best of luck to you.